Diaz & Associates
Loan Modification


Diaz & Associates P. A. assists financially troubled homeowners in the Eastern portion of New Jersey, from Passaic and Bergen County, through Hudson, Union, Middlesex and Monmouth County and south to Ocean and Atlantic County.



Just about everybody knows that over the past few years our economy has been in a significant downtrend. Expansive and sometimes very expensive homes were bought and they have since lost a substantial portion of their former value.



While declaring bankruptcy may be a solution for you, it is a serious matter and should not be done without you having to full knowledge of the effects it will have on you. We'll show you the pros and cons of filing for bankruptcy.


Debt Settlement


The Law Firm of Diaz & Associates P.A. can provide legal representation and advise on any Debt Settlement matters you may have. Dealing, on your own, with debt collectors or collections agencies can be both frustrating and aggravating.



If you are facing removal or deportation, it is a serious matter. The immigration process is complex for those who contend with it. An experienced lawyer can help to assist individuals, companies and employees with the latest in immigration strategies.

Contact Diaz & Associates, P. A.


309 Fellowship Road
Suite 200
Mt. Laurel, NJ 08054
(877) 404-6487 Toll Free

A New Jersey Loan Modification Lawyer Can Provide Answers to Your Financial Difficulties and May Be Able to Help You Avoid Foreclosure

loan Modification Video


Have you been caught in a financial dilemma and now you can't afford your monthly mortgage payments? The New Jersey Loan Modification Attorney, Diaz & Associates P. A. can provide the help you so desperately need. Whether you live in our northern most counties, Bergen and Passaic or as far south as Ocean County or all the way west to Camden County, Diaz & Associates P. A. is only a click of phone call away. We will work hard to obtain the best possible terms in our Loan Modification efforts on your behalf.

Lending institutions would normally prefer not to foreclose on homes. In most instances they lose money. Nowadays, in a depressed housing market, a home which is put up for auction often sells for considerably less than the principal owed. When you add the cost of auctioning these homes as well as the maintenance and taxes that they have to pay, the bank's losses can become very significant. By agreeing to a loan modification your bank can minimize its losses, which in turn benefits you.

Diaz & Associates P. A., your New Jersey Loan Modification Lawyer will help you convince your lender to modify various aspects of your mortgage. Loan modifications can consist in a reduction of the interest rate, an extension of the loan period or in some cases a reduction in the principal amount due. Sometimes more than one aspect of your loan can be negotiated. Our goal is to have your mortgage payments reduce to the point that you can afford them. A successful negotiation will allow your family to keep its home.

If you have never been involved in a loan modification process, the prospect could be very intimidating. Any individual, by themselves, can initiate a loan modification. However those who do, but do not have sufficient experience or lack negotiation skills, put themselves at risk of failing, or of not getting the most beneficial terms. Your New Jersey Loan Modification Lawyer, Diaz & Associates P. A., will work hard to obtain a beneficial loan modification that will that will keep you in your home.

If your home is located and Bergen County, Burlington County, Camden County, Essex County Hudson County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Union County, or in any of the adjoining counties and you are having mortgage problems, Diaz and Associates, P. A. is here to help. We promise to work diligently, on your behalf, to negotiate a modification that will save your home from foreclosure.


Making Home Affordable Program

The Making Home Affordable Program is an important component of the government's plan to assist struggling homeowners from having their houses foreclosed. It is anticipated that this program will stabilize our housing market and help improve the economy. Homeowners, who are eligible, can lower their monthly payments. The program provides for ways for folks, who are having a difficult time making their mortgage payments, to keep their home out of foreclosure. The program also includes provisions for those who are unemployed and own homes whose present value is greater than the principal owed.

If you have any questions concerning loan modifications in general or about this program please contact Diaz & Associates P. A. We would be pleased to help you avoid a foreclosure.



Diaz & Associates P. A.
309 Fellowship Road
Suite 200
Mt. Laurel, NJ 08054
Call Toll Free:
(877) 404-6487







We also have a Miami Loan Modification Attorney for our South Florida residents and a New York Loan Modification Attorney for our New York City clients.